Unit Linked Insurance Plans (ULIPs) are life insurance products that combine insurance protection with investment opportunities. A portion of the premium goes towards life coverage while the remaining is invested in equity, debt, or balanced funds according to the policyholder’s risk appetite. ULIPs offer wealth creation along with financial protection, making them suitable for long-term goals.

Why Buy ABSLI Param Suraksha?

ABSLI Param Suraksha is a unit-linked non-participating individual life insurance savings plan. It offers the dual advantage of a robust term plan cover that protects your loved ones and the growth opportunities of a ULIP plan. Whether you're planning for your child's education, your dream retirement, or any significant life milestone, our comprehensive financial solution, ABSLI Param Suraksha is designed to support and empower you every step of the way.

Key Features:

• Choice of Life insurance cover as high as 30X basis the Age and PT chosen at policy inception.
• Return of 2X Premium Allocation Charges from end of 10th year to 13th year to boost your Fund Value.
• Return of 2X Mortality Charges from 11th policy year till the end of policy term.
• Systematic Withdrawal Facility to enable regular withdrawals from your Fund Value during the policy term to cater to your recurring monetary needs. Choice of 5 investment strategies and 19 funds to suit your varied investment needs.
• Tax Benefits may be applicable on Premiums paid and Benefits received as per prevailing tax laws.

Why Buy ABSLI Wealth Smart Plus?

ABSLI Wealth Smart Plus empowers you to strategically build wealth. Whether your goal is to generate a reliable income stream for retirement, fulfill your children's educational dreams, or achieve personal financial milestones, this plan offers the flexibility and features to support your aspirations.

Key Features:

• Two Plan Options – Smart Life Option (coverage till Age 75) and Whole Life Option (coverage till Age 100)
• Zero Premium Allocation Charge and Zero Policy Administration Charge throughout Policy Term
• Choice of 5 investment strategies and 20 funds to suit your varied investment needs.
• Systematic Withdrawal Facility to enable regular withdrawals from your Fund Value during the policy term to cater to your recurring monetary needs
• Flexibility of partial withdrawals to meet any emergency fund requirements.
• Tax Benefits may be applicable on Premiums paid and Benefits received as per prevailing tax laws.

Why Buy ABSLI Salaried Suraksha ULIP?

Aditya Birla Sun Life Insurance Salaried Suraksha ULIP is a unit linked non-participating individual life insurance savings plan that grows your wealth through market linked returns along with providing ample protection to your loved ones with Life Insurance cover.

Key Features

• Choice of Sum Assured Multiple as high as 125X*
• Return of 2X Premium Allocation Charges
• Return of 2X Mortality Charges
• Choice of 5 investment strategies and 18 funds to suit your varied investment needs.
• Get enhanced protection through Comprehensive Critical Illness Rider, Accidental Death Benefit Plus Rider and Waiver of Premium Rider.
• Tax Benefits may be applicable on Premiums paid and Benefits received as per prevailing tax laws.

Why Buy ABSLI Fortune Wealth Plan?

ABSLI Fortune Wealth Plan serves as smart investment solution that offers flexibility in plan options and offers diverse investment choices with a range of fund options. ABSLI Fortune Wealth Plan is a ULIP Plan meticulously crafted to empower you in maximizing the potential of your hard-earned money. This plan not only safeguards the future of your loved ones but also plays a pivotal role in growing your wealth. It ensures that your money works for you and yields substantial benefits.

Key Features:

• Flexibility to choose from 2 plan options to suit your aspirations Classic Option Assured Option
• Flexibility to choose from a wide range of policy terms and premium paying terms
• Guaranteed additions in the form of additional units
• Flexibility to choose from 5 investment & 18 fund options to suit your investment needs
• Flexibility of partial withdrawals to meet any emergency fund requirements

Investment Options

Under ABSLI Fortune Wealth Plan, you can choose to invest your premiums in one of the five investment options.
1. Systematic Transfer Option is an option for individuals who would like to eliminate the need to time one’s investments in the market.
2. Return Optimiser Option is an option for individuals who would like to have optimal participation in the capital markets while safeguarding their returns from any market related volatilities.
3. Self-Managed Option is an option for individuals who would like to have complete control over their investment.
4. Smart Option is an option for individuals who would like to take care of ever-changing financial needs as per their increasing age.
5. Life Cycle Option is an option for individuals who would like to create an ideal balance between equity and debt, based on their age.

Why Buy ABSLI Platinum Gain Plan?

ABSLI Platinum Gain Plan is a unit-linked non-participating individual life insurance plan (ULIP) that gives you risk coverage for the duration of the policy and the freedom to select from 18 fund options and 5 investment strategies, enabling you to fulfil your Life goals with total control over your savings.

Key Features

• Choice of 3 Premium Bands
• Choice of Sum Assured Multiple – 7X and 10X
• Wealth Boosters and Loyalty Additions added periodically to enhance the Fund Value
• Choice of 5 investment strategies and 18 funds to suit your varied investment needs.

Five Investment Strategies

Under ABSLI Platinum Gain Plan, you can choose to invest your premiums in one of the five investment strategies. 1. Systematic Transfer Investment Option is an option for individuals who would like to eliminate the need to time one’s investments in the market.
2. Return Optimiser Investment Option is an option for individuals who would like to have optimal participation in the capital markets while safeguarding their returns from any market related volatilities.
3. Self-Managed Investment Option is an option for individuals who would like to have complete control over their investment.
4. Smart Investment Option is an option for individuals who would like to take care of ever-changing financial needs as per their increasing age.
5. Life Cycle Investment Option is an option for individuals who would like to create an ideal balance between equity and debt, based on their age.

Why Buy ABSLI Wealth Infinia?

Aditya Birla Sun Life Insurance Wealth Infinia is a unit linked non-participating individual life insurance savings plan that provides you risk coverage during the Policy Term and offers the flexibility to choose from 19 fund options and 5 investment strategies thereby giving you complete control over your savings.

• Flexibility to choose between two plan variants -Milestone Variant (coverage till Age 85) and Legacy Variant (coverage till Age 100) to help you grow your wealth and stay protected as per your life’s needs.
• Wealth Boosters and Loyalty Additions are added periodically during the Policy Term to enhance your Fund Value.
• Return of Mortality and Premium Allocation Charges at the maturity to boost your Fund Value.
• Systematic Withdrawal Facility to enable regular withdrawals from your Fund Value during the policy term to cater to your recurring monetary needs

Why Buy ABSLI Wealth Max Plan?

Aditya Birla Sun Life Insurance Wealth Max Plan is a single-premium unit-linked life insurance plan. It provides your family with the financial security and offers potential for better returns by investing in the market.

• Invest once and get benefits for full policy term
• Get guaranteed additions by staying invested
• Choice of 16 funds under Self-Managed Option
• Add top-ups when you have additional savings

Benefits Of ABSLI Wealth Max Plan

ABSLI Wealth Max Plan gives better returns and financial protection to the family

Why Buy ABSLI Wealth Secure Plan?

Aditya Birla Sun Life Insurance Wealth Secure Plan combines long term savings and whole life coverage specially designed to focus on your goals and maximise savings for your future.

• Pay premiums for a limited term and get Life Cover for whole life
• Flexibility to choose from 3 investment options to suit your investment needs
• Flexibility to add top-ups whenever you have additional savings
• Flexibility of partial withdrawals to meet any emergency fund requirements

Why Buy ABSLI Wealth Aspire Plan?

ABSLI Wealth Aspire Plan helps you achieve the life objectives you have for yourself and your family by offering greater flexibility in protection and wealth accumulation.

Key Features

• Flexibility to choose premium paying terms
• Flexibility to choose from 4 investment options
• Flexibility of partial withdrawals for emergencies
• Flexibility to add top-ups whenever you have additional savings

Riders

Get Added Protection and Enhance Your Plan by Opting For Riders at a Nominal Cost